Privacy Policy
This privacy policy discloses the privacy practices for www.lighthouseofflorida.com.
Lighthouse Title of East Florida, Inc. (“Lighthouse Title”, “Us”, “We”, and “Our”), operates a website (Our “Website”) and has created this privacy policy to inform you of our collection, use and sharing practices for information that we collect from you.
Because we want are committed to your privacy, we want to notify you of the following:
- What information we collect and why we collect it
- How we use this information
- With whom the information may be shared;
- How to update or remove information
Visiting our Website
By visiting our Website and providing us with your personal information online, you signify your consent to the collection, use and sharing practices described in this privacy policy. By providing your personal information to us, you signify your consent to the information collection, use and sharing practices described in this privacy policy.
WHAT DOES THE TITLE COMPANY DO WITH YOUR PERSONAL INFORMATION?
Federal and applicable state law and regulations give consumers the right to limit some but not all sharing. Federal and applicable state law regulations also require us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand how we use your personal information. This privacy notice is distributed on behalf of Lighthouse Title of East Florida, Inc. pursuant to Title V of the Gramm-Leach-Bliley Act (GLBA).
The types of personal information we collect and share depend on the product or service that you have sought through us, including social security numbers, driver’s license numbers, account numbers for your bank accounts, brokerage accounts, loan numbers, insurance policy numbers, email address(es), and phone numbers.
All financial companies, including title insurance companies, need to share customers’ personal information to run their everyday business. However, we might also be required to share your information to comply with the order of a court, law enforcement, or regulatory agency, and our underwriters’ compliance auditing regime. Listed below are the reasons that we can share customers’ personal information; the reasons that we choose to share; and whether you can limit this sharing.
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION
For our everyday business purposes – To process your transactions, it is often necessary to share this information with authorized third parties to conduct your transaction. This may include managing auditing services, and responding to court orders and legal investigations.
Do we share? Yes.
Can you limit this sharing? No.
For our marketing purposes – to offer our products and services to you.
Do we share? Yes.
Can you limit this sharing? No.
For joint marketing with other financial companies – A formal agreement between non-affiliated companies that together market financial products or services to you.
Do we share? Yes.
Can you limit this sharing? No.
For our affiliates’ everyday business purposes – information about your transactions and experiences. Affiliates are companies related by common ownership or control. They can be financial and non-financial companies.
Do we share? Yes.
Can you limit this sharing? No.
For our affiliates’ everyday business purposes – information about your creditworthiness.
Do we share? Yes.
Can you limit this sharing? No.
For our affiliates to market to you
Do we share? Yes.
Can you limit this sharing? No.
For non-affiliates to market to you - Non-affiliates are companies not related by common ownership or control. They can be financial and non-financial companies.
Do we share? No.
Can you limit this sharing? We don't share.
We may share your personal information with our affiliates or non-affiliates with your consent or as permitted by law. For example, if you request a transaction with a non-affiliate, such as a third-party insurance company, we will disclose your personal information to that non-affiliate as the circumstances of your transaction may reasonably necessitate. We cannot and do not control the third party’s subsequent use of your information, and suggest that you refer to their privacy notices.
SHARING PRACTICES
How often does Lighthouse Title of East Florida, Inc notify me about their practices? We must notify you about our sharing practices when you request a transaction and we are doing so by this notice.
How does Lighthouse Title of East Florida, Inc protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal and state law. These measures include computer, file, and building safeguards.
How does Lighthouse Title of East Florida, Inc collect my personal information? We collect your personal information in the processing of title insurance, real estate settlement and, escrow related services, either directly from you or indirectly from a third party who might provide such information to us as necessary to fulfill and execute your requested transaction, including real estate brokers and agents, mortgage lenders, or other financial agents such as property and casualty insurance companies, for example.
What sharing can I limit? Federal law gives you the right to limit only the sharing of certain types of information, but we do not share that type of information, such as your creditworthiness.
CONTACT US
If you have any questions about this privacy notice, please contact us at Lighthouse Title of East Florida, Inc., 104 LaCosta Ln, Suite 100 Daytona Beach FL 32114. You can also reach us by phone at (386) 236-0080 or send an email to msummers@lighthouseofflorida.com.
Revised 3.21.2017
